Plain English Meaning
A rule-of-thumb crosswind limit. Take the speed at which your airplane stalls with full flaps and gear down, then take 20 percent of that number. That is the strongest direct crosswind you should plan to land in if the aircraft's manual does not give you a specific figure.
Full Definition
A reference wind value equal to 20 percent of an aircraft's stalling speed in the landing configuration (VS0). On the FAA Crosswind and Headwind Component Chart, it represents the maximum recommended crosswind component for an aircraft when a manufacturer-published demonstrated crosswind value is not available.